Retirement Income Planning

Your Pathway to Lifelong Security

Retirement is more than reaching a savings goal—it’s about transforming your hard-earned assets into a reliable, adaptable income stream that supports your lifestyle and legacy. At Clearwater Financial Group, we believe your retirement plan should evolve with you, providing confidence no matter how life or the markets change.

What Sets Us Apart:

• We build personalized income plans that consider every source—Social Security, pensions, annuities, investments, and more.
• Our strategies help you decide which assets to draw from, when, and how to maximize income while minimizing taxes and risk.
• We transition you from accumulation to income, ensuring your withdrawals are tax-efficient and sustainable.

Our Process

1. In-depth analysis of your retirement goals, spending needs, and risk tolerance.
2. Scenario planning for longevity, healthcare costs, and market volatility.
3. Ongoing reviews and adjustments as your needs evolve.

Why It Matters

The #1 fear for retirees is running out of money. Our mission is to replace uncertainty with clarity so you can enjoy retirement, knowing your income is secure.